API Fitness
Exclusive Offer 🔥
For a Limited Time Get Your First-Year Policy for Just $60.
A $50 Savings!
Insurance for Gym Owners and Fitness Professionals
The Allied Professionals’ Insurance Group (API) was established in 1986 and has operated in a variety of roles: retail, wholesale broker, managing general agency (Allied Professionals’ Insurance Services, Inc.), third-party claims administrator and a property and casualty insurance company (Allied Professionals’ Insurance Company). API’s programs in the health and wellness space cover over 150,000 customers nationwide. API is the largest professional liability insurer of Massage Therapists and Acupuncturists in the United States and the second largest professional liability insurer of Chiropractors in the country. API also provides professional liability coverage to Ayurvedic, Dieticians, Health & Wellness Coaches, Herbalist, Holistic Health Practitioners, Homeopathist, Hydrotherapist, Naturopathist, Nutritionist, Skincare Specialist and Yoga Instructors. API Fitness has developed a strong commitment to insuring individual certified fitness personal trainers and fitness studio, gym and health club owners throughout the country. API has over seventy employees with offices in California, Arizona and Texas and is licensed in all 50 U.S. states and territories.
How does API Fitness help fitness businesses?
API Fitness is where the individual certified personal trainer can purchase a professional liability insurance policy in no less than five minutes – it’s that easy! After purchase, all of the documents including the policy declarations page and certificate of insurance are emailed to the client. API Fitness is the #1 solution for certified personal trainers looking for an insurance policy to protect their business. The individual certified personal trainer policy includes General Liability coverage (covers you if a client slips on a wet floor sustains a fracture and sues you), Professional Liability coverage (client alleges a custom fitness plan failed to meet promised goals and decides to sue you) and Products Liability coverage (client is injured due to faulty equipment and decides to sue you). Policy coverage limits include $1m per occurrence and $3m per aggregate.
When it comes to insuring Fitness Studios, Gyms and Healthclubs, API Fitness acts as a retail insurance broker with direct relationships with insurance carriers, wholesale brokers and MGAs. We find the right coverage for you based on the characteristics of your business. Let us take the hassle out of finding the right Business Owners Insurance. Please give us a call for a quote at 1-800-860-8330, ext. 135 or email this completed form to submissions@apifitness.com.
Exclusive Offer to the NPE Community
For a Limited Time Get Your First-Year Policy for Just $60. A $50 Savings.
Specialization
- Certified Individual Personal Trainer policy
- Fitness Studio, Gym and Healthclub owners policy
Who We Work With
- Fitness Professionals
- Studio/Gym Owners
Regions Served
- North America
- Canada
- UK/Europe
- Asia-Pacific
What Customers are Saying
“I met Doug with API Fitness at a gym equipment expo not really expecting much. At the time, we were going through some issues with our insurance broker and needed policies ASAP for our expanding locations. Within days we had 3 separate policies priced out, accepted and in place. All policies had more coverage on them and STILL came back a better price. Doug had the best customer service I have dealt with not only in the insurance space but honestly out of any space I’ve encountered. Shoutout to Doug!”
“With the rising costs of running a full-service fitness center, we knew it was critical to find ways to reduce operational expenses. In March 2025, Rose and I traveled to Las Vegas to attend the Health & Fitness Association (HFA) convention. There, we met Douglas Jester from API Fitness. We explained to Doug that we were looking for a more affordable General Liability and Property Insurance policy—one that still met our landlord’s coverage requirements. Doug immediately got to work once he returned to California and was able to secure a new General Liability and Property Insurance policy for us, maintaining the same level of coverage while cutting our insurance costs by more than 50%! From start to finish, Rose and I are incredibly grateful for the outstanding service Doug provided. If you’re in the fitness industry and looking for insurance support, give Doug a call, you’ll be glad you did.”
“I am very impressed by the reasonable cost for excellent coverage. Our field is a difficult one to find good insurance at a good price, for the kind of protection we need. You will be happy with API Fitness and you will be able to get back to what you love to do: helping people.”
Related Content
API Fitness Insurance
Other resources
Moving Toward Online Personal Training
Moving Toward Online Personal Training
Keeping Your Gym and Studio Clean Healthy and Safe
Keeping Your Gym and Studio Clean, Healthy, and Safe
Functional Fitness Training Power for Everyday Performance
Functional Fitness Training: Power For Everyday Performance
